What We Do
“Success is achieved by design, not by chance.” - unknown
Prosperity begins with a plan. You cannot reach your financial and retirement goals without a sound Financial Plan. Utilizing the most advanced planning software we can determine if your current path will allow you to attain your goals and help you develop strategies to ensure your retirement success. Your plan will track your assets in real time so you know where you are at all times.
A sound financial plan integrates the following areas making sure that they are all working together to meet your ultimate objective of a success retirement.
A sound plan starts by defining your income needs throughout retirement. We help you analyze and maximize your current retirement income benefits including Social Security and company pension plans, ensuring you are have the information you need to make an informed decision.
The common practice of tax planning focuses on minimizing your current tax liability; however, this can often lead to a much greater tax obligation in the future. Through our advanced tax planning process we not only review your current tax situation but also a projection of what your tax situation would look like throughout retirement. Our objective is to help you establish a strategy that both minimize your tax exposure now and throughout retirement.
With a clear understanding of your retirement income needs, sources of income and what you’re current and future tax situation looks like, we will help you establish a risk-managed investment plan that will best fit your needs and increase your probability of a successful retirement. As a fiduciary, we only make recommendations that are in your best financial interest.
You’ve worked hard over the years to build your assets. We will help you develop strategies for a safe and tax efficient transfer of those assets to your desired beneficiaries, including those with special needs or charitable causes, leaving the legacy you desire.
Protecting your family, wealth and future is vital. Understanding financial risks is important, and being unprepared can be a critical mistake. We will discuss how to ensure your financial future from unexpected expenses and life events.
Through our Client Dashboard we utilize best-in-class technology to help our clients organize their entire financial life. We provide a consolidated view of all financial assets, updated daily. Our system provides the ability to create and track your budget, liabilities, insurance, investments and retirement plan in real-time daily, across all financial instruments.
Questions? Phil Putney, CPA PFS is a federally licensed fiduciary. Call 1-248-888-7530 or click here to schedule a no obligation initial consultation.