Don’t Be ‘Ridiculous’
Submitted by AFS Wealth Management on April 6th, 2015
The other day while I was driving, I thought about a recent report I read concerning Americans and their IRAs. According to the TIAA-CREF annual survey on individual retirement accounts and Americans’ savings habits, only 8 percent responded that making contributions to their IRA is a priority with their retirement savings. This is probably because the #1 motivation for saving money relates to short-term expenses—like housing, appliances or a car—rather than saving for retirement.
Decisions have consequences. Some things just don’t work out the way we plan. 
Thankfully, summer is finally here. Summer is here, the weather is warm, and the days are long. Of course, with summer brings vacation, and who does not love a vacation? We can all agree they are well-deserved. But if we start throwing around the b-word, budget, oftentimes we feel like we are ruining the fun.
